Relay vs Tailored Checking: which one fits your business?
Side-by-side comparison of Relay and Tailored Checking — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Relay wins on our scorecard (8.2/10 vs 7.3/10).
| Scored on | Relay | Tailored Checking |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 7 |
| Customer support | 6 | 6 |
| Features | 9 | 8 |
| Monthly Maintenance Fee | $0 | — |
| Relay Pro Fee | $30/mo | — |
| Domestic Wire (Standard) | $5 | — |
| International Wire (Standard) | $10 | — |
| Minimum Opening Deposit | $0 | — |
| Monthly maintenance fee | — | $10 (waivable) |
| Minimum balance to waive fee | — | $500 |
| Domestic outgoing wire | — | $20 |
| International outgoing wire | — | $40 |
| ACH transfers | — | $0 |
Relay in one paragraph
The best choice for business owners who want to automate their budgeting through multiple accounts without getting nickel-and-dimed on monthly fees.
Skip it if: Skip it if you run a cash-heavy retail business or need to deposit large physical checks frequently.
Tailored Checking in one paragraph
A rare hybrid that offers the security of a chartered bank with the high-yield rewards of a fintech.
Skip it if: You frequently send international wires or need to deposit large amounts of physical cash weekly.
Frequently asked questions
Which is better, Relay or Tailored Checking?
On our five-axis scorecard, Relay scores higher (8.2/10 vs 7.3/10). The best choice for business owners who want to automate their budgeting through multiple accounts without getting nickel-and-dimed on monthly fees.
Who should skip Relay?
Skip it if you run a cash-heavy retail business or need to deposit large physical checks frequently.
Who should skip Tailored Checking?
You frequently send international wires or need to deposit large amounts of physical cash weekly.