Novo vs PNC Business Checking: which one fits your business?
Side-by-side comparison of Novo and PNC Business Checking — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Novo wins on our scorecard (7.4/10 vs 7.2/10).
| Scored on | Novo | PNC Business Checking |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 8 | 8 |
| Fees & pricing | 9 | 7 |
| Customer support | 5 | 6 |
| Features | 7 | 7 |
| Monthly Fee | $0 | — |
| Minimum Deposit | $0 | — |
| ATM Fee Refunds | Unlimited | — |
| Domestic Wires | Free (Incoming) | — |
| Monthly Maintenance Fee | — | $12 (waivable) |
| Minimum Opening Deposit | — | $100 |
| Cash Deposit Limit | — | $5,000 per month free |
| Transaction Limit | — | 150 per month free |
| Non-PNC ATM Fee | — | $3.00 |
Novo in one paragraph
Novo is a top-tier choice for digital entrepreneurs who want to eliminate fees, provided they don't need to deposit physical cash.
Skip it if: Skip it if your business handles more than $500 in physical cash per month.
PNC Business Checking in one paragraph
A reliable, branch-heavy banking option for local businesses that can maintain a $500 balance to dodge fees.
Skip it if: You run a high-volume e-commerce business or a distributed team that cannot easily visit a physical branch office.
Frequently asked questions
Which is better, Novo or PNC Business Checking?
On our five-axis scorecard, Novo scores higher (7.4/10 vs 7.2/10). Novo is a top-tier choice for digital entrepreneurs who want to eliminate fees, provided they don't need to deposit physical cash.
Who should skip Novo?
Skip it if your business handles more than $500 in physical cash per month.
Who should skip PNC Business Checking?
You run a high-volume e-commerce business or a distributed team that cannot easily visit a physical branch office.