Found vs Relay: which one fits your business?
Side-by-side comparison of Found and Relay — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Relay wins on our scorecard (8.4/10 vs 7.9/10).
| Scored on | Found | Relay |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 9 | 8 |
| Fees & pricing | 9 | 9 |
| Customer support | 6 | 6 |
| Features | 7 | 9 |
| Monthly fee | $0 | — |
| Domestic ACH | $0 | $0 |
| Incoming Wires | $0 | $0 |
| Minimum Balance | $0 | — |
| Found Plus (Optional) | $19.99/mo | — |
| Monthly maintenance | — | $0 |
| Outgoing Domestic Wire | — | $5 (Free with Pro) |
| Relay Pro Subscription | — | $30/mo |
Found in one paragraph
The ultimate 'tax-anxiety' killer for solo freelancers, but too restrictive for growing companies with high cash or wire needs.
Skip it if: You need to send outgoing domestic/international wires or have a team that requires separate debit cards.
Relay in one paragraph
Relay is the premier choice for small business owners using the Profit First method who need robust sub-account partitioning without the headache of monthly fees.
Skip it if: You handle more than $2,000 in physical cash deposits per month or require immediate in-person teller support.
Frequently asked questions
Which is better, Found or Relay?
On our five-axis scorecard, Relay scores higher (8.4/10 vs 7.9/10). Relay is the premier choice for small business owners using the Profit First method who need robust sub-account partitioning without the headache of monthly fees.
Who should skip Found?
You need to send outgoing domestic/international wires or have a team that requires separate debit cards.
Who should skip Relay?
You handle more than $2,000 in physical cash deposits per month or require immediate in-person teller support.