Found vs Relay: which one fits your business?
Side-by-side comparison of Found and Relay — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Relay wins on our scorecard (8.2/10 vs 8.1/10).
| Scored on | Found | Relay |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 8 |
| Fees & pricing | 9 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 9 |
| Monthly fee | $0 (Standard) / $19.99 (Plus) | — |
| Domestic Wires | Not supported (ACH only) | — |
| Cash Deposit | Approx. $4.95 at retail partners | — |
| Minimum Balance | $0 | — |
| Monthly Maintenance Fee | — | $0 |
| Relay Pro Fee | — | $30/mo |
| Domestic Wire (Standard) | — | $5 |
| International Wire (Standard) | — | $10 |
| Minimum Opening Deposit | — | $0 |
Found in one paragraph
A powerhouse tool for solo freelancers who want to automate their taxes and bookkeeping, though it lacks the scaling features required for teams.
Skip it if: You have employees who need their own debit cards or you frequently deposit more than $2,000 in cash per month.
Relay in one paragraph
The best choice for business owners who want to automate their budgeting through multiple accounts without getting nickel-and-dimed on monthly fees.
Skip it if: Skip it if you run a cash-heavy retail business or need to deposit large physical checks frequently.
Frequently asked questions
Which is better, Found or Relay?
On our five-axis scorecard, Relay scores higher (8.2/10 vs 8.1/10). The best choice for business owners who want to automate their budgeting through multiple accounts without getting nickel-and-dimed on monthly fees.
Who should skip Found?
You have employees who need their own debit cards or you frequently deposit more than $2,000 in cash per month.
Who should skip Relay?
Skip it if you run a cash-heavy retail business or need to deposit large physical checks frequently.