Found vs Novo: which one fits your business?
Side-by-side comparison of Found and Novo — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Found wins on our scorecard (8/10 vs 7.9/10).
| Scored on | Found | Novo |
|---|---|---|
| Right fit for small biz | 7 | 7 |
| Ease of use | 9 | 9 |
| Fees & pricing | 9 | 9 |
| Customer support | 6 | 5 |
| Features | 8 | 8 |
| Monthly Fee | $0 | — |
| Found Plus Subscription | $19.99/mo | — |
| Domestic ACH | $0 | — |
| ATM Fee (Allpoint) | $0 | — |
| Cash Deposit Fee | Approx $4.95 (Retailer dependent) | — |
| Monthly Maintenance Fee | — | $0 |
| Minimum Opening Deposit | — | $0 |
| ATM Fee Reimbursements | — | Unlimited |
| Incoming Wires (Domestic/Intl) | — | $0 |
| Insufficient Funds Fee | — | $27 |
Found in one paragraph
Found is the gold standard for solo freelancers who want their banking app to act as a part-time bookkeeper, though it lacks the muscle for growing teams.
Skip it if: Skip it if you have more than two employees or need to send frequent domestic wire transfers.
Novo in one paragraph
Novo is the premier 'administrative' bank for solo digital entrepreneurs who want to automate invoicing and kill monthly fees, provided they don't need to deposit physical cash.
Skip it if: You run a cash-heavy retail business or need to earn high-yield interest on your primary operating capital.
Frequently asked questions
Which is better, Found or Novo?
On our five-axis scorecard, Found scores higher (8/10 vs 7.9/10). Found is the gold standard for solo freelancers who want their banking app to act as a part-time bookkeeper, though it lacks the muscle for growing teams.
Who should skip Found?
Skip it if you have more than two employees or need to send frequent domestic wire transfers.
Who should skip Novo?
You run a cash-heavy retail business or need to earn high-yield interest on your primary operating capital.