Found vs Lili: which one fits your business?

Side-by-side comparison of Found and Lili — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Found wins on our scorecard (7.9/10 vs 7.5/10).

Scored onFoundLili
Right fit for small biz87
Ease of use99
Fees & pricing97
Customer support66
Features78
Monthly fee$0—
Domestic ACH$0—
Incoming Wires$0—
Minimum Balance$0—
Found Plus (Optional)$19.99/mo—
Lili Basic Monthly Fee—$0
Lili Smart Monthly Fee—$25
Cash Deposit Fee—Up to $4.95 (Retailer dependent)
Savings APY—Up to 4.15%

Found in one paragraph

The ultimate 'tax-anxiety' killer for solo freelancers, but too restrictive for growing companies with high cash or wire needs.

Skip it if: You need to send outgoing domestic/international wires or have a team that requires separate debit cards.

Read the full Found review

Lili in one paragraph

Lili is a powerhouse for the solo entrepreneur who hates taxes, but its value diminishes quickly once you hire your first employee.

Skip it if: You need to grant account access to a bookkeeper or business partner, as Lili is built for solo users.

Read the full Lili review

Frequently asked questions

Which is better, Found or Lili?

On our five-axis scorecard, Found scores higher (7.9/10 vs 7.5/10). The ultimate 'tax-anxiety' killer for solo freelancers, but too restrictive for growing companies with high cash or wire needs.

Who should skip Found?

You need to send outgoing domestic/international wires or have a team that requires separate debit cards.

Who should skip Lili?

You need to grant account access to a bookkeeper or business partner, as Lili is built for solo users.

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