EverBank Business Checking vs Small Business Checking: which one fits your business?
Side-by-side comparison of EverBank Business Checking and Small Business Checking — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: EverBank Business Checking wins on our scorecard (7.5/10 vs 6.3/10).
| Scored on | EverBank Business Checking | Small Business Checking |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 6 |
| Fees & pricing | 9 | 6 |
| Customer support | 6 | 5 |
| Features | 7 | 7 |
| Monthly Maintenance Fee | $0 | $12 (waivable) |
| Minimum Opening Deposit | $1,500 | — |
| Outbound Domestic Wire | $25 | — |
| Transactions included | 200 per month | — |
| Minimum Balance to Waive | — | $500 |
| Free Transactions | — | 150 per month |
| Cash Deposit Limit | — | $5,000 free per month |
| Domestic Outgoing Wire | — | $30 |
EverBank Business Checking in one paragraph
A powerhouse for businesses with idle cash who want a zero-fee, high-interest home at a stable national bank.
Skip it if: Skip it if your business handles a high volume of physical cash or you need a bank with a branch in every city.
Small Business Checking in one paragraph
A reliable, 'old-school' choice for cash-heavy local businesses that can stay under the 150-transaction limit.
Skip it if: You run a high-volume e-commerce store with more than 150 monthly transactions.
Frequently asked questions
Which is better, EverBank Business Checking or Small Business Checking?
On our five-axis scorecard, EverBank Business Checking scores higher (7.5/10 vs 6.3/10). A powerhouse for businesses with idle cash who want a zero-fee, high-interest home at a stable national bank.
Who should skip EverBank Business Checking?
Skip it if your business handles a high volume of physical cash or you need a bank with a branch in every city.
Who should skip Small Business Checking?
You run a high-volume e-commerce store with more than 150 monthly transactions.