EverBank Business Checking vs Relay: which one fits your business?
Side-by-side comparison of EverBank Business Checking and Relay — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Relay wins on our scorecard (8.4/10 vs 7.5/10).
| Scored on | EverBank Business Checking | Relay |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 7 | 8 |
| Fees & pricing | 9 | 9 |
| Customer support | 6 | 6 |
| Features | 7 | 9 |
| Monthly maintenance fee | $0 | — |
| Minimum opening deposit | $1,500 | — |
| Free monthly transactions | 200 | — |
| Incoming domestic wires | $0 | — |
| Monthly maintenance | — | $0 |
| Domestic ACH | — | $0 |
| Incoming Wires | — | $0 |
| Outgoing Domestic Wire | — | $5 (Free with Pro) |
| Relay Pro Subscription | — | $30/mo |
EverBank Business Checking in one paragraph
A powerhouse for business owners who want a high-yield, zero-fee account from a 'real' bank rather than a fintech startup.
Skip it if: You handle large amounts of physical cash or need 24/7 phone support.
Relay in one paragraph
Relay is the premier choice for small business owners using the Profit First method who need robust sub-account partitioning without the headache of monthly fees.
Skip it if: You handle more than $2,000 in physical cash deposits per month or require immediate in-person teller support.
Frequently asked questions
Which is better, EverBank Business Checking or Relay?
On our five-axis scorecard, Relay scores higher (8.4/10 vs 7.5/10). Relay is the premier choice for small business owners using the Profit First method who need robust sub-account partitioning without the headache of monthly fees.
Who should skip EverBank Business Checking?
You handle large amounts of physical cash or need 24/7 phone support.
Who should skip Relay?
You handle more than $2,000 in physical cash deposits per month or require immediate in-person teller support.