EverBank Business Checking vs PNC Business Checking: which one fits your business?
Side-by-side comparison of EverBank Business Checking and PNC Business Checking — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: EverBank Business Checking wins on our scorecard (7.5/10 vs 7.2/10).
| Scored on | EverBank Business Checking | PNC Business Checking |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 8 |
| Fees & pricing | 9 | 7 |
| Customer support | 6 | 6 |
| Features | 7 | 7 |
| Monthly maintenance fee | $0 | — |
| Minimum opening deposit | $1,500 | — |
| Free monthly transactions | 200 | — |
| Incoming domestic wires | $0 | — |
| Monthly Maintenance Fee | — | $12 (waivable) |
| Minimum Opening Deposit | — | $100 |
| Cash Deposit Limit | — | $5,000 per month free |
| Transaction Limit | — | 150 per month free |
| Non-PNC ATM Fee | — | $3.00 |
EverBank Business Checking in one paragraph
A powerhouse for business owners who want a high-yield, zero-fee account from a 'real' bank rather than a fintech startup.
Skip it if: You handle large amounts of physical cash or need 24/7 phone support.
PNC Business Checking in one paragraph
A reliable, branch-heavy banking option for local businesses that can maintain a $500 balance to dodge fees.
Skip it if: You run a high-volume e-commerce business or a distributed team that cannot easily visit a physical branch office.
Frequently asked questions
Which is better, EverBank Business Checking or PNC Business Checking?
On our five-axis scorecard, EverBank Business Checking scores higher (7.5/10 vs 7.2/10). A powerhouse for business owners who want a high-yield, zero-fee account from a 'real' bank rather than a fintech startup.
Who should skip EverBank Business Checking?
You handle large amounts of physical cash or need 24/7 phone support.
Who should skip PNC Business Checking?
You run a high-volume e-commerce business or a distributed team that cannot easily visit a physical branch office.