Bluevine vs Relay: which one fits your business?
Side-by-side comparison of Bluevine and Relay — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Relay wins on our scorecard (8.2/10 vs 7.8/10).
| Scored on | Bluevine | Relay |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 8 | 8 |
| Fees & pricing | 9 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 9 |
| Monthly Maintenance Fee | $0 | $0 |
| Minimum Opening Deposit | $0 | $0 |
| Domestic Incoming Wire | $0 | — |
| Domestic Outgoing Wire | $15 | — |
| Cash Deposit Fee | Up to $4.95 (retailer fee) | — |
| Relay Pro Fee | — | $30/mo |
| Domestic Wire (Standard) | — | $5 |
| International Wire (Standard) | — | $10 |
Bluevine in one paragraph
A top-tier choice for digital businesses that want to earn high interest on their cash without the burden of monthly maintenance fees.
Skip it if: You regularly deposit more than $500 in physical cash per month or need a physical branch for cashier's checks.
Relay in one paragraph
The best choice for business owners who want to automate their budgeting through multiple accounts without getting nickel-and-dimed on monthly fees.
Skip it if: Skip it if you run a cash-heavy retail business or need to deposit large physical checks frequently.
Frequently asked questions
Which is better, Bluevine or Relay?
On our five-axis scorecard, Relay scores higher (8.2/10 vs 7.8/10). The best choice for business owners who want to automate their budgeting through multiple accounts without getting nickel-and-dimed on monthly fees.
Who should skip Bluevine?
You regularly deposit more than $500 in physical cash per month or need a physical branch for cashier's checks.
Who should skip Relay?
Skip it if you run a cash-heavy retail business or need to deposit large physical checks frequently.