Axos Basic Business Checking vs EverBank Business Checking: which one fits your business?

Side-by-side comparison of Axos Basic Business Checking and EverBank Business Checking — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Axos Basic Business Checking wins on our scorecard (7.7/10 vs 7.5/10).

Scored onAxos Basic Business CheckingEverBank Business Checking
Right fit for small biz88
Ease of use87
Fees & pricing99
Customer support66
Features77
Monthly Maintenance Fee$0$0
Opening Deposit Requirement$50
Free Transactions per Month200
Out-of-Network ATM FeeUnlimited Domestic Reimbursements
Minimum Opening Deposit$1,500
Outbound Domestic Wire$25
Transactions included200 per month

Axos Basic Business Checking in one paragraph

A rock-solid, no-fee choice for digital-first businesses that want the security of a chartered bank without the monthly overhead.

Skip it if: You handle more than $2,000 in physical cash monthly or exceed 200 transactions per month.

Read the full Axos Basic Business Checking review

EverBank Business Checking in one paragraph

A powerhouse for businesses with idle cash who want a zero-fee, high-interest home at a stable national bank.

Skip it if: Skip it if your business handles a high volume of physical cash or you need a bank with a branch in every city.

Read the full EverBank Business Checking review

Frequently asked questions

Which is better, Axos Basic Business Checking or EverBank Business Checking?

On our five-axis scorecard, Axos Basic Business Checking scores higher (7.7/10 vs 7.5/10). A rock-solid, no-fee choice for digital-first businesses that want the security of a chartered bank without the monthly overhead.

Who should skip Axos Basic Business Checking?

You handle more than $2,000 in physical cash monthly or exceed 200 transactions per month.

Who should skip EverBank Business Checking?

Skip it if your business handles a high volume of physical cash or you need a bank with a branch in every city.

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