Axos Basic Business Checking vs EverBank Business Checking: which one fits your business?
Side-by-side comparison of Axos Basic Business Checking and EverBank Business Checking — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Axos Basic Business Checking wins on our scorecard (7.7/10 vs 7.5/10).
| Scored on | Axos Basic Business Checking | EverBank Business Checking |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 6 | 6 |
| Features | 7 | 7 |
| Monthly Maintenance Fee | $0 | — |
| Minimum Opening Deposit | $50 | — |
| Transaction Limit | 200 per month ($0.30 thereafter) | — |
| ATM Fees | Unlimited domestic reimbursements | — |
| Monthly maintenance fee | — | $0 |
| Minimum opening deposit | — | $1,500 |
| Free monthly transactions | — | 200 |
| Incoming domestic wires | — | $0 |
Axos Basic Business Checking in one paragraph
A rock-solid, zero-fee utility account for digital-only businesses that want the security of a direct bank relationship without the 'fintech' middleman.
Skip it if: Skip it if your business handles more than $3,000 in physical cash monthly or exceeds 200 transactions regularly.
EverBank Business Checking in one paragraph
A powerhouse for business owners who want a high-yield, zero-fee account from a 'real' bank rather than a fintech startup.
Skip it if: You handle large amounts of physical cash or need 24/7 phone support.
Frequently asked questions
Which is better, Axos Basic Business Checking or EverBank Business Checking?
On our five-axis scorecard, Axos Basic Business Checking scores higher (7.7/10 vs 7.5/10). A rock-solid, zero-fee utility account for digital-only businesses that want the security of a direct bank relationship without the 'fintech' middleman.
Who should skip Axos Basic Business Checking?
Skip it if your business handles more than $3,000 in physical cash monthly or exceeds 200 transactions regularly.
Who should skip EverBank Business Checking?
You handle large amounts of physical cash or need 24/7 phone support.