What Citi ThankYou Points Are Worth (September 2026)

Cash floor: 1.0¢ — Cash back

Issuer travel portal: 1.0¢ · Transfer target: 1.6¢ · Peak: 3.5¢

Why we use 1.6¢

A supporting currency for most businesses. The partner list is short but includes two programs that price partner business class aggressively.

Where owners lose value

Citi's business lineup leans co-brand, so most owners never build a ThankYou balance large enough to reach the good awards. Earning matters more than the valuation here.

Where the peak number comes from

Business cards that earn Citi ThankYou Points

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