Stax vs Thimble: which one fits your business?
Side-by-side comparison of Stax and Thimble — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Thimble wins on our scorecard (8/10 vs 7.3/10).
| Scored on | Stax | Thimble |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 9 |
| Fees & pricing | 7 | 8 |
| Customer support | 6 | 6 |
| Features | 8 | 9 |
| Monthly Subscription | From $99 | — |
| Markup on Interchange | 0% | — |
| ACH Processing | Flat fee (varies) | — |
| PCI Compliance Fee | Included in some plans | — |
| Hourly Coverage | — | Starting at approx. $5/hour |
| Additional Insureds | — | $0 |
| Policy Cancellation | — | $0 |
Stax in one paragraph
Stax is the premier 'scale-up' processor for businesses over $10k/month who are tired of their processor taking a raise every time they grow.
Skip it if: Skip it if you process less than $5,000 per month or have highly seasonal revenue where a $99+ monthly fee would hurt during the off-season.
Thimble in one paragraph
A revolutionary cash-flow tool for solo contractors and seasonal businesses that need 'just-in-time' insurance coverage.
Skip it if: You have a full-time staff of 10+ and operate year-round, as traditional annual policies will likely be cheaper.
Frequently asked questions
Which is better, Stax or Thimble?
On our five-axis scorecard, Thimble scores higher (8/10 vs 7.3/10). A revolutionary cash-flow tool for solo contractors and seasonal businesses that need 'just-in-time' insurance coverage.
Who should skip Stax?
Skip it if you process less than $5,000 per month or have highly seasonal revenue where a $99+ monthly fee would hurt during the off-season.
Who should skip Thimble?
You have a full-time staff of 10+ and operate year-round, as traditional annual policies will likely be cheaper.