RingCentral MVP vs Square Payments: which one fits your business?
Side-by-side comparison of RingCentral MVP and Square Payments — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Square Payments wins on our scorecard (7.8/10 vs 7.3/10).
| Scored on | RingCentral MVP | Square Payments |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 6 | 9 |
| Fees & pricing | 7 | 7 |
| Customer support | 6 | 5 |
| Features | 9 | 9 |
| Core Plan (Annual) | $20 per user/mo | — |
| Advanced Plan (Annual) | $25 per user/mo | — |
| Ultra Plan (Annual) | $35 per user/mo | — |
| Implementation Fee | Varies by account size | — |
| Monthly Fee | — | $0 (Basic) |
| In-person Rate | — | 2.6% + 10¢ |
| Online/Keyed Rate | — | 2.9% - 3.5% + 15¢ |
| Instant Transfer Fee | — | 1.75% per transfer |
RingCentral MVP in one paragraph
RingCentral MVP is the most powerful VoIP suite for businesses that need to scale, provided you can handle the administrative complexity of their contracts.
Skip it if: You are a solo freelancer who only needs a basic second phone number without the enterprise bells and whistles.
Square Payments in one paragraph
Square is the gold standard for speed and simplicity, though you pay a premium in transaction fees for the convenience.
Skip it if: Skip it if your business processes more than $20,000 per month, as you'll save thousands elsewhere with interchange-plus pricing.
Frequently asked questions
Which is better, RingCentral MVP or Square Payments?
On our five-axis scorecard, Square Payments scores higher (7.8/10 vs 7.3/10). Square is the gold standard for speed and simplicity, though you pay a premium in transaction fees for the convenience.
Who should skip RingCentral MVP?
You are a solo freelancer who only needs a basic second phone number without the enterprise bells and whistles.
Who should skip Square Payments?
Skip it if your business processes more than $20,000 per month, as you'll save thousands elsewhere with interchange-plus pricing.