QuickBooks Payments vs Thimble: which one fits your business?
Side-by-side comparison of QuickBooks Payments and Thimble — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Thimble wins on our scorecard (7.7/10 vs 7.5/10).
| Scored on | QuickBooks Payments | Thimble |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 9 |
| Fees & pricing | 6 | 7 |
| Customer support | 5 | 6 |
| Features | 9 | 8 |
| Monthly Fee | $0 | — |
| ACH Payments | 1% (Max $15) | — |
| Invoiced Credit Cards | 2.99% | — |
| Keyed-in Cards | 3.50% | — |
| Instant Deposit Fee | 1% extra | — |
| Sign-up Fee | — | $0 |
| Hourly Premium | — | Starts at ~$5 |
| Additional Insured Cost | — | $0 |
QuickBooks Payments in one paragraph
A premium-priced but flawlessly integrated tool that trades higher fees for significant time savings on bookkeeping.
Skip it if: You process more than $10,000 per month and already have a dedicated bookkeeper to handle manual entries.
Thimble in one paragraph
Thimble is the ultimate survival tool for freelancers who need instant, short-term credibility without the burden of an annual contract.
Skip it if: You work 40+ hours every week and can afford the upfront cost of a standard annual policy.
Frequently asked questions
Which is better, QuickBooks Payments or Thimble?
On our five-axis scorecard, Thimble scores higher (7.7/10 vs 7.5/10). Thimble is the ultimate survival tool for freelancers who need instant, short-term credibility without the burden of an annual contract.
Who should skip QuickBooks Payments?
You process more than $10,000 per month and already have a dedicated bookkeeper to handle manual entries.
Who should skip Thimble?
You work 40+ hours every week and can afford the upfront cost of a standard annual policy.