QuickBooks Payments vs Stripe: which one fits your business?
Side-by-side comparison of QuickBooks Payments and Stripe — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Stripe wins on our scorecard (7.8/10 vs 7.5/10).
| Scored on | QuickBooks Payments | Stripe |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 9 |
| Fees & pricing | 6 | 7 |
| Customer support | 5 | 5 |
| Features | 9 | 9 |
| Monthly Fee | $0 | — |
| ACH Payments | 1% (Max $15) | — |
| Invoiced Credit Cards | 2.99% | — |
| Keyed-in Cards | 3.50% | — |
| Instant Deposit Fee | 1% extra | — |
| Online Transaction Fee | — | 2.9% + $0.30 |
| Monthly Account Fee | — | $0 |
| In-person Transaction Fee | — | 2.7% + $0.05 |
| Stripe Tax (per transaction) | — | 0.5% (optional) |
QuickBooks Payments in one paragraph
A premium-priced but flawlessly integrated tool that trades higher fees for significant time savings on bookkeeping.
Skip it if: You process more than $10,000 per month and already have a dedicated bookkeeper to handle manual entries.
Stripe in one paragraph
The most powerful payment tool for digital businesses, provided you can handle the automated support and modular costs.
Skip it if: You run a high-risk business like tobacco, gambling, or adult entertainment, as Stripe will likely freeze your funds.
Frequently asked questions
Which is better, QuickBooks Payments or Stripe?
On our five-axis scorecard, Stripe scores higher (7.8/10 vs 7.5/10). The most powerful payment tool for digital businesses, provided you can handle the automated support and modular costs.
Who should skip QuickBooks Payments?
You process more than $10,000 per month and already have a dedicated bookkeeper to handle manual entries.
Who should skip Stripe?
You run a high-risk business like tobacco, gambling, or adult entertainment, as Stripe will likely freeze your funds.