QuickBooks Payments vs Stax: which one fits your business?
Side-by-side comparison of QuickBooks Payments and Stax — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Stax wins on our scorecard (7.6/10 vs 7.5/10).
| Scored on | QuickBooks Payments | Stax |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 9 | 6 |
| Fees & pricing | 6 | 7 |
| Customer support | 5 | 7 |
| Features | 9 | 9 |
| Monthly Fee | $0 | — |
| ACH Payments | 1% (Max $15) | — |
| Invoiced Credit Cards | 2.99% | — |
| Keyed-in Cards | 3.50% | — |
| Instant Deposit Fee | 1% extra | — |
| Monthly Subscription | — | Starting at $99 |
| Interchange Markup | — | 0% |
| ACH Processing | — | Flat fee (varies by plan) |
| PCI Compliance | — | Included in subscription |
QuickBooks Payments in one paragraph
A premium-priced but flawlessly integrated tool that trades higher fees for significant time savings on bookkeeping.
Skip it if: You process more than $10,000 per month and already have a dedicated bookkeeper to handle manual entries.
Stax in one paragraph
Stax is the premier 'grown-up' choice for high-volume businesses that are tired of losing thousands to percentage-based markups.
Skip it if: You process less than $5,000 per month or need an instant, no-credit-check setup.
Frequently asked questions
Which is better, QuickBooks Payments or Stax?
On our five-axis scorecard, Stax scores higher (7.6/10 vs 7.5/10). Stax is the premier 'grown-up' choice for high-volume businesses that are tired of losing thousands to percentage-based markups.
Who should skip QuickBooks Payments?
You process more than $10,000 per month and already have a dedicated bookkeeper to handle manual entries.
Who should skip Stax?
You process less than $5,000 per month or need an instant, no-credit-check setup.