PayPal Business vs Stax: which one fits your business?
Side-by-side comparison of PayPal Business and Stax — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: PayPal Business wins on our scorecard (7.8/10 vs 7.6/10).
| Scored on | PayPal Business | Stax |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 9 | 6 |
| Fees & pricing | 7 | 7 |
| Customer support | 5 | 7 |
| Features | 9 | 9 |
| Monthly fee | $0 | — |
| Online transaction fee | 2.99% + fixed fee | — |
| In-person (QR) fee | 2.29% + $0.09 | — |
| Instant transfer fee | 1.5% (capped) | — |
| Monthly Subscription | — | Starting at $99 |
| Interchange Markup | — | 0% |
| ACH Processing | — | Flat fee (varies by plan) |
| PCI Compliance | — | Included in subscription |
PayPal Business in one paragraph
PayPal Business is the ultimate 'day one' tool for solopreneurs to get paid, though its automated fraud filters can be a headache for rapidly scaling firms.
Skip it if: You should not pick this if you process over $50,000 monthly and need a dedicated account representative to handle disputes.
Stax in one paragraph
Stax is the premier 'grown-up' choice for high-volume businesses that are tired of losing thousands to percentage-based markups.
Skip it if: You process less than $5,000 per month or need an instant, no-credit-check setup.
Frequently asked questions
Which is better, PayPal Business or Stax?
On our five-axis scorecard, PayPal Business scores higher (7.8/10 vs 7.6/10). PayPal Business is the ultimate 'day one' tool for solopreneurs to get paid, though its automated fraud filters can be a headache for rapidly scaling firms.
Who should skip PayPal Business?
You should not pick this if you process over $50,000 monthly and need a dedicated account representative to handle disputes.
Who should skip Stax?
You process less than $5,000 per month or need an instant, no-credit-check setup.