PayPal Business vs RingCentral MVP: which one fits your business?
Side-by-side comparison of PayPal Business and RingCentral MVP — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: PayPal Business wins on our scorecard (7.8/10 vs 7.3/10).
| Scored on | PayPal Business | RingCentral MVP |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 6 |
| Fees & pricing | 7 | 7 |
| Customer support | 5 | 6 |
| Features | 9 | 9 |
| Monthly fee | $0 | — |
| Online transaction fee | 2.99% + fixed fee | — |
| In-person (QR) fee | 2.29% + $0.09 | — |
| Instant transfer fee | 1.5% (capped) | — |
| Core Plan (Annual) | — | $20 per user/mo |
| Advanced Plan (Annual) | — | $25 per user/mo |
| Ultra Plan (Annual) | — | $35 per user/mo |
| Implementation Fee | — | Varies by account size |
PayPal Business in one paragraph
PayPal Business is the ultimate 'day one' tool for solopreneurs to get paid, though its automated fraud filters can be a headache for rapidly scaling firms.
Skip it if: You should not pick this if you process over $50,000 monthly and need a dedicated account representative to handle disputes.
RingCentral MVP in one paragraph
RingCentral MVP is the most powerful VoIP suite for businesses that need to scale, provided you can handle the administrative complexity of their contracts.
Skip it if: You are a solo freelancer who only needs a basic second phone number without the enterprise bells and whistles.
Frequently asked questions
Which is better, PayPal Business or RingCentral MVP?
On our five-axis scorecard, PayPal Business scores higher (7.8/10 vs 7.3/10). PayPal Business is the ultimate 'day one' tool for solopreneurs to get paid, though its automated fraud filters can be a headache for rapidly scaling firms.
Who should skip PayPal Business?
You should not pick this if you process over $50,000 monthly and need a dedicated account representative to handle disputes.
Who should skip RingCentral MVP?
You are a solo freelancer who only needs a basic second phone number without the enterprise bells and whistles.