Ooma Office vs QuickBooks Payments: which one fits your business?

Side-by-side comparison of Ooma Office and QuickBooks Payments — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: QuickBooks Payments wins on our scorecard (7.5/10 vs 7.3/10).

Scored onOoma OfficeQuickBooks Payments
Right fit for small biz88
Ease of use79
Fees & pricing76
Customer support65
Features89
Ooma Office Essentials$19.95/user/mo
Ooma Office Pro$24.95/user/mo
Ooma Office Pro Plus$29.95/user/mo
Activation Fee$0 (usually waived)
Monthly Fee$0 (Pay-as-you-go)
ACH Transfers1% (Max $10)
Invoiced Cards2.99%
Swiped/Reader Cards2.5%
Instant Deposit Fee1% additional

Ooma Office in one paragraph

Ooma Office is a rock-solid, 'set-it-and-forget-it' VoIP solution that saves small businesses hundreds on hardware and service, provided you don't mind the hardware lock-in.

Skip it if: You should skip Ooma Office if you need a desktop-based softphone on the cheapest plan or want to use generic third-party IP phones without hassle.

Read the full Ooma Office review

QuickBooks Payments in one paragraph

The gold standard for workflow efficiency, though you pay a premium for the privilege of not having to do your own bookkeeping.

Skip it if: Skip it if you operate in a high-risk industry (like supplements or travel) where chargeback advocacy and account stability are more important than software integration.

Read the full QuickBooks Payments review

Frequently asked questions

Which is better, Ooma Office or QuickBooks Payments?

On our five-axis scorecard, QuickBooks Payments scores higher (7.5/10 vs 7.3/10). The gold standard for workflow efficiency, though you pay a premium for the privilege of not having to do your own bookkeeping.

Who should skip Ooma Office?

You should skip Ooma Office if you need a desktop-based softphone on the cheapest plan or want to use generic third-party IP phones without hassle.

Who should skip QuickBooks Payments?

Skip it if you operate in a high-risk industry (like supplements or travel) where chargeback advocacy and account stability are more important than software integration.

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