NEXT Insurance vs Stax: which one fits your business?
Side-by-side comparison of NEXT Insurance and Stax — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: NEXT Insurance wins on our scorecard (8/10 vs 7.3/10).
| Scored on | NEXT Insurance | Stax |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 9 | 7 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Monthly Premium | Varies by risk | — |
| Certificate of Insurance | $0 | — |
| Policy Cancellation Fee | $0 (usually) | — |
| Monthly Subscription | — | From $99 |
| Markup on Interchange | — | 0% |
| ACH Processing | — | Flat fee (varies) |
| PCI Compliance Fee | — | Included in some plans |
NEXT Insurance in one paragraph
A top-tier choice for solo contractors and micro-businesses who value speed and low premiums over personal agent relationships.
Skip it if: You have a complex business with high-risk operations that require a human agent to negotiate with multiple underwriters.
Stax in one paragraph
Stax is the premier 'scale-up' processor for businesses over $10k/month who are tired of their processor taking a raise every time they grow.
Skip it if: Skip it if you process less than $5,000 per month or have highly seasonal revenue where a $99+ monthly fee would hurt during the off-season.
Frequently asked questions
Which is better, NEXT Insurance or Stax?
On our five-axis scorecard, NEXT Insurance scores higher (8/10 vs 7.3/10). A top-tier choice for solo contractors and micro-businesses who value speed and low premiums over personal agent relationships.
Who should skip NEXT Insurance?
You have a complex business with high-risk operations that require a human agent to negotiate with multiple underwriters.
Who should skip Stax?
Skip it if you process less than $5,000 per month or have highly seasonal revenue where a $99+ monthly fee would hurt during the off-season.