Helcim vs QuickBooks Payments: which one fits your business?
Side-by-side comparison of Helcim and QuickBooks Payments — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Helcim wins on our scorecard (7.9/10 vs 7.5/10).
| Scored on | Helcim | QuickBooks Payments |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 9 |
| Fees & pricing | 9 | 6 |
| Customer support | 7 | 5 |
| Features | 8 | 9 |
| Monthly Subscription | $0 | — |
| In-person Transaction | Interchange + 0.40% + 8¢ (avg) | — |
| Online Transaction | Interchange + 0.50% + 25¢ (avg) | — |
| ACH Payments | 0.5% + 25¢ | — |
| Monthly Base Fee | — | $0 (with QBO subscription) |
| ACH Transfer Fee | — | 1% (Max $15) |
| Invoiced Credit Card | — | 2.99% |
| Keyed-in Rate | — | 3.5% |
| Per-Transaction Fee | — | $0.25 - $0.30 |
Helcim in one paragraph
Helcim is the best-in-class choice for growing U.S. small businesses that want to escape monthly fees and benefit from transparent, volume-based transaction pricing.
Skip it if: You process less than $2,000 per month or your average ticket size is under $15.
QuickBooks Payments in one paragraph
The ultimate time-saver for service-based businesses, provided you can stomach the occasional 'verification hold' and higher card-entry fees.
Skip it if: Skip it if you run a high-volume, low-margin retail shop where every 0.1% of processing fee determines your rent money.
Frequently asked questions
Which is better, Helcim or QuickBooks Payments?
On our five-axis scorecard, Helcim scores higher (7.9/10 vs 7.5/10). Helcim is the best-in-class choice for growing U.S. small businesses that want to escape monthly fees and benefit from transparent, volume-based transaction pricing.
Who should skip Helcim?
You process less than $2,000 per month or your average ticket size is under $15.
Who should skip QuickBooks Payments?
Skip it if you run a high-volume, low-margin retail shop where every 0.1% of processing fee determines your rent money.