Helcim vs QuickBooks Payments: which one fits your business?

Side-by-side comparison of Helcim and QuickBooks Payments — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Helcim wins on our scorecard (7.7/10 vs 7.5/10).

Scored onHelcimQuickBooks Payments
Right fit for small biz88
Ease of use69
Fees & pricing96
Customer support75
Features89
Monthly Subscription$0—
Annual Fee$0—
PCI Compliance Fee$0—
In-person Margin (Average)0.40% + 8¢—
Online Margin (Average)0.50% + 25¢—
Monthly Fee—$0
ACH Payments—1% (Max $15)
Invoiced Credit Cards—2.99%
Keyed-in Cards—3.50%
Instant Deposit Fee—1% extra

Helcim in one paragraph

Helcim is the most honest payment processor for growing businesses that have outgrown flat-rate 'convenience' pricing.

Skip it if: Skip it if you process less than $2,000 per month or need to start taking payments in the next 10 minutes.

Read the full Helcim review

QuickBooks Payments in one paragraph

A premium-priced but flawlessly integrated tool that trades higher fees for significant time savings on bookkeeping.

Skip it if: You process more than $10,000 per month and already have a dedicated bookkeeper to handle manual entries.

Read the full QuickBooks Payments review

Frequently asked questions

Which is better, Helcim or QuickBooks Payments?

On our five-axis scorecard, Helcim scores higher (7.7/10 vs 7.5/10). Helcim is the most honest payment processor for growing businesses that have outgrown flat-rate 'convenience' pricing.

Who should skip Helcim?

Skip it if you process less than $2,000 per month or need to start taking payments in the next 10 minutes.

Who should skip QuickBooks Payments?

You process more than $10,000 per month and already have a dedicated bookkeeper to handle manual entries.

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