Helcim vs Liberty Mutual Business Insurance: which one fits your business?
Side-by-side comparison of Helcim and Liberty Mutual Business Insurance — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Helcim wins on our scorecard (7.7/10 vs 7.1/10).
| Scored on | Helcim | Liberty Mutual Business Insurance |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 6 | 6 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Monthly Subscription | $0 | — |
| Annual Fee | $0 | — |
| PCI Compliance Fee | $0 | — |
| In-person Margin (Average) | 0.40% + 8¢ | — |
| Online Margin (Average) | 0.50% + 25¢ | — |
| General Liability Premium | — | Varies by quote |
| BOP Bundle | — | Varies by quote |
| Policy Fees | — | State-dependent |
Helcim in one paragraph
Helcim is the most honest payment processor for growing businesses that have outgrown flat-rate 'convenience' pricing.
Skip it if: Skip it if you process less than $2,000 per month or need to start taking payments in the next 10 minutes.
Liberty Mutual Business Insurance in one paragraph
A reliable, high-capacity carrier that is excellent for complex risks but frustrating for owners who want instant online management.
Skip it if: You are a solo freelancer who needs a certificate of insurance in 5 minutes and hates talking on the phone.
Frequently asked questions
Which is better, Helcim or Liberty Mutual Business Insurance?
On our five-axis scorecard, Helcim scores higher (7.7/10 vs 7.1/10). Helcim is the most honest payment processor for growing businesses that have outgrown flat-rate 'convenience' pricing.
Who should skip Helcim?
Skip it if you process less than $2,000 per month or need to start taking payments in the next 10 minutes.
Who should skip Liberty Mutual Business Insurance?
You are a solo freelancer who needs a certificate of insurance in 5 minutes and hates talking on the phone.