Grasshopper vs Square Payments: which one fits your business?
Side-by-side comparison of Grasshopper and Square Payments — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Grasshopper | Square Payments |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 9 |
| Fees & pricing | 9 | 7 |
| Customer support | 6 | 5 |
| Features | 8 | 9 |
| Monthly Maintenance Fee | $0 | — |
| Minimum Opening Deposit | $0 | — |
| Domestic Incoming Wires | $0 | — |
| International Outgoing Wire | $25 | — |
| Monthly Fee | — | $0 (Basic) |
| In-person Rate | — | 2.6% + 10¢ |
| Online/Keyed Rate | — | 2.9% - 3.5% + 15¢ |
| Instant Transfer Fee | — | 1.75% per transfer |
Grasshopper in one paragraph
Grasshopper is a top-tier choice for digital businesses that want to earn 1% back on debit spending without the headache of monthly maintenance fees.
Skip it if: Skip it if your business handles significant physical cash deposits or if you require 24/7 phone support.
Square Payments in one paragraph
Square is the gold standard for speed and simplicity, though you pay a premium in transaction fees for the convenience.
Skip it if: Skip it if your business processes more than $20,000 per month, as you'll save thousands elsewhere with interchange-plus pricing.
Frequently asked questions
Who should skip Grasshopper?
Skip it if your business handles significant physical cash deposits or if you require 24/7 phone support.
Who should skip Square Payments?
Skip it if your business processes more than $20,000 per month, as you'll save thousands elsewhere with interchange-plus pricing.