Grasshopper vs QuickBooks Payments: which one fits your business?
Side-by-side comparison of Grasshopper and QuickBooks Payments — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Grasshopper wins on our scorecard (7.9/10 vs 7.5/10).
| Scored on | Grasshopper | QuickBooks Payments |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 9 |
| Fees & pricing | 9 | 6 |
| Customer support | 7 | 5 |
| Features | 8 | 9 |
| Monthly Maintenance Fee | $0 | — |
| Minimum Opening Deposit | $0 | — |
| ACH Transfers | $0 | — |
| Incoming Domestic Wires | $0 | — |
| Debit Card Cash Back | 1% | — |
| Monthly Base Fee | — | $0 (with QBO subscription) |
| ACH Transfer Fee | — | 1% (Max $15) |
| Invoiced Credit Card | — | 2.99% |
| Keyed-in Rate | — | 3.5% |
| Per-Transaction Fee | — | $0.25 - $0.30 |
Grasshopper in one paragraph
Grasshopper is a top-tier choice for tech-forward small business owners who want the safety of a direct FDIC-member bank without the baggage of monthly fees.
Skip it if: You handle large amounts of physical cash or need to walk into a branch to talk to a teller.
QuickBooks Payments in one paragraph
The ultimate time-saver for service-based businesses, provided you can stomach the occasional 'verification hold' and higher card-entry fees.
Skip it if: Skip it if you run a high-volume, low-margin retail shop where every 0.1% of processing fee determines your rent money.
Frequently asked questions
Which is better, Grasshopper or QuickBooks Payments?
On our five-axis scorecard, Grasshopper scores higher (7.9/10 vs 7.5/10). Grasshopper is a top-tier choice for tech-forward small business owners who want the safety of a direct FDIC-member bank without the baggage of monthly fees.
Who should skip Grasshopper?
You handle large amounts of physical cash or need to walk into a branch to talk to a teller.
Who should skip QuickBooks Payments?
Skip it if you run a high-volume, low-margin retail shop where every 0.1% of processing fee determines your rent money.