Grasshopper vs PayPal Business: which one fits your business?
Side-by-side comparison of Grasshopper and PayPal Business — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Grasshopper | PayPal Business |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 9 |
| Fees & pricing | 9 | 7 |
| Customer support | 6 | 5 |
| Features | 8 | 9 |
| Monthly Maintenance Fee | $0 | — |
| Minimum Opening Deposit | $0 | — |
| Domestic Incoming Wires | $0 | — |
| International Outgoing Wire | $25 | — |
| Monthly fee | — | $0 |
| Online transaction fee | — | 2.99% + fixed fee |
| In-person (QR) fee | — | 2.29% + $0.09 |
| Instant transfer fee | — | 1.5% (capped) |
Grasshopper in one paragraph
Grasshopper is a top-tier choice for digital businesses that want to earn 1% back on debit spending without the headache of monthly maintenance fees.
Skip it if: Skip it if your business handles significant physical cash deposits or if you require 24/7 phone support.
PayPal Business in one paragraph
PayPal Business is the ultimate 'day one' tool for solopreneurs to get paid, though its automated fraud filters can be a headache for rapidly scaling firms.
Skip it if: You should not pick this if you process over $50,000 monthly and need a dedicated account representative to handle disputes.
Frequently asked questions
Who should skip Grasshopper?
Skip it if your business handles significant physical cash deposits or if you require 24/7 phone support.
Who should skip PayPal Business?
You should not pick this if you process over $50,000 monthly and need a dedicated account representative to handle disputes.