Authorize.net vs Stripe: which one fits your business?
Side-by-side comparison of Authorize.net and Stripe — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Stripe wins on our scorecard (7.8/10 vs 7.5/10).
| Scored on | Authorize.net | Stripe |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 6 | 9 |
| Fees & pricing | 7 | 7 |
| Customer support | 7 | 5 |
| Features | 9 | 9 |
| Monthly Gateway Fee | $25.00 | — |
| Transaction Fee (All-in-One) | 2.9% + $0.30 | — |
| Batch Fee | $0.10 | — |
| Gateway Only Transaction Fee | $0.10 per transaction | — |
| Online Transaction Fee | — | 2.9% + $0.30 |
| Monthly Account Fee | — | $0 |
| In-person Transaction Fee | — | 2.7% + $0.05 |
| Stripe Tax (per transaction) | — | 0.5% (optional) |
Authorize.net in one paragraph
A rock-solid, professional-grade gateway for businesses that have outgrown simple payment apps and need the stability of the Visa Inc. network.
Skip it if: You are a low-volume side-hustler who doesn't want to pay $25 every month regardless of whether you make a sale.
Stripe in one paragraph
The most powerful payment tool for digital businesses, provided you can handle the automated support and modular costs.
Skip it if: You run a high-risk business like tobacco, gambling, or adult entertainment, as Stripe will likely freeze your funds.
Frequently asked questions
Which is better, Authorize.net or Stripe?
On our five-axis scorecard, Stripe scores higher (7.8/10 vs 7.5/10). The most powerful payment tool for digital businesses, provided you can handle the automated support and modular costs.
Who should skip Authorize.net?
You are a low-volume side-hustler who doesn't want to pay $25 every month regardless of whether you make a sale.
Who should skip Stripe?
You run a high-risk business like tobacco, gambling, or adult entertainment, as Stripe will likely freeze your funds.