Adyen vs Stripe: which one fits your business?
Side-by-side comparison of Adyen and Stripe — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Stripe wins on our scorecard (7.8/10 vs 7.5/10).
| Scored on | Adyen | Stripe |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 5 | 9 |
| Fees & pricing | 9 | 7 |
| Customer support | 6 | 5 |
| Features | 9 | 9 |
| Monthly fee | $0 | — |
| Processing fee | $0.13 per transaction | — |
| Payment Method Fee | Interchange + Markup (Varies) | — |
| Setup Fee | $0 | — |
| Online Transaction Fee | — | 2.9% + $0.30 |
| Monthly Account Fee | — | $0 |
| In-person Transaction Fee | — | 2.7% + $0.05 |
| Stripe Tax (per transaction) | — | 0.5% (optional) |
Adyen in one paragraph
Adyen is a powerhouse for businesses scaling globally that are tired of flat-rate processors eating their margins, provided they can handle the technical setup.
Skip it if: Skip it if you are a local-only service business doing less than $10,000 a month in credit card sales.
Stripe in one paragraph
The most powerful payment tool for digital businesses, provided you can handle the automated support and modular costs.
Skip it if: You run a high-risk business like tobacco, gambling, or adult entertainment, as Stripe will likely freeze your funds.
Frequently asked questions
Which is better, Adyen or Stripe?
On our five-axis scorecard, Stripe scores higher (7.8/10 vs 7.5/10). The most powerful payment tool for digital businesses, provided you can handle the automated support and modular costs.
Who should skip Adyen?
Skip it if you are a local-only service business doing less than $10,000 a month in credit card sales.
Who should skip Stripe?
You run a high-risk business like tobacco, gambling, or adult entertainment, as Stripe will likely freeze your funds.