Adyen vs Authorize.net: which one fits your business?
Side-by-side comparison of Adyen and Authorize.net — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Adyen wins on our scorecard (7.5/10 vs 7.2/10).
| Scored on | Adyen | Authorize.net |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 5 | 6 |
| Fees & pricing | 9 | 6 |
| Customer support | 6 | 7 |
| Features | 9 | 9 |
| Monthly fee | $0 | — |
| Processing fee | $0.13 per transaction | — |
| Payment Method Fee | Interchange + Markup (Varies) | — |
| Setup Fee | $0 | — |
| Monthly Gateway Fee | — | $25 |
| Transaction Fee (All-in-One) | — | 2.9% + $0.30 |
| Transaction Fee (Gateway Only) | — | $0.10 |
| Daily Batch Fee | — | $0.10 |
| eCheck Fee | — | 0.75% |
Adyen in one paragraph
Adyen is a powerhouse for businesses scaling globally that are tired of flat-rate processors eating their margins, provided they can handle the technical setup.
Skip it if: Skip it if you are a local-only service business doing less than $10,000 a month in credit card sales.
Authorize.net in one paragraph
A rock-solid, enterprise-grade gateway that is best for established businesses doing consistent monthly volume.
Skip it if: You are a brand new side-hustle or seasonal business that won't process enough to cover the $25 monthly fee.
Frequently asked questions
Which is better, Adyen or Authorize.net?
On our five-axis scorecard, Adyen scores higher (7.5/10 vs 7.2/10). Adyen is a powerhouse for businesses scaling globally that are tired of flat-rate processors eating their margins, provided they can handle the technical setup.
Who should skip Adyen?
Skip it if you are a local-only service business doing less than $10,000 a month in credit card sales.
Who should skip Authorize.net?
You are a brand new side-hustle or seasonal business that won't process enough to cover the $25 monthly fee.