Xero vs ZenBusiness: which one fits your business?

Side-by-side comparison of Xero and ZenBusiness — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: ZenBusiness wins on our scorecard (7.2/10 vs 7.1/10).

Scored onXeroZenBusiness
Right fit for small biz87
Ease of use79
Fees & pricing76
Customer support56
Features88
Early Plan$15/mo—
Growing Plan$42/mo—
Established Plan$78/mo—
Gusto Payroll Add-onVaries—
Starter Tier—$0 + State Fees
Pro Tier—$199/year
Premium Tier—$299/year
Registered Agent (Standalone)—$199/year

Xero in one paragraph

Xero is a powerful, sleek alternative to QuickBooks that excels for businesses with international needs, provided you don't mind the lack of phone support.

Skip it if: Skip it if you need to call a human being on the phone whenever you have a software question.

Read the full Xero review

ZenBusiness in one paragraph

ZenBusiness is a top-tier choice for effortless LLC formation, provided you are vigilant about disabling the expensive annual subscription add-ons.

Skip it if: You are comfortable navigating your state's Secretary of State website and want to avoid high-margin recurring compliance fees.

Read the full ZenBusiness review

Frequently asked questions

Which is better, Xero or ZenBusiness?

On our five-axis scorecard, ZenBusiness scores higher (7.2/10 vs 7.1/10). ZenBusiness is a top-tier choice for effortless LLC formation, provided you are vigilant about disabling the expensive annual subscription add-ons.

Who should skip Xero?

Skip it if you need to call a human being on the phone whenever you have a software question.

Who should skip ZenBusiness?

You are comfortable navigating your state's Secretary of State website and want to avoid high-margin recurring compliance fees.

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