QuickBooks Online vs Xero: which one fits your business?

Side-by-side comparison of QuickBooks Online and Xero — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: QuickBooks Online wins on our scorecard (7.3/10 vs 7.1/10).

Scored onQuickBooks OnlineXero
Right fit for small biz98
Ease of use77
Fees & pricing67
Customer support55
Features98
Simple Start Tier$35/mo—
Essentials Tier$60/mo—
Plus Tier$90/mo—
Advanced Tier$200/mo—
Early Plan—$15/mo
Growing Plan—$42/mo
Established Plan—$78/mo
Gusto Payroll Add-on—Varies

QuickBooks Online in one paragraph

The undisputed industry standard that justifies its high price through massive time savings and CPA compatibility.

Skip it if: You are a micro-business with fewer than 10 transactions a month and don't mind manual spreadsheets.

Read the full QuickBooks Online review

Xero in one paragraph

Xero is a powerful, sleek alternative to QuickBooks that excels for businesses with international needs, provided you don't mind the lack of phone support.

Skip it if: Skip it if you need to call a human being on the phone whenever you have a software question.

Read the full Xero review

Frequently asked questions

Which is better, QuickBooks Online or Xero?

On our five-axis scorecard, QuickBooks Online scores higher (7.3/10 vs 7.1/10). The undisputed industry standard that justifies its high price through massive time savings and CPA compatibility.

Who should skip QuickBooks Online?

You are a micro-business with fewer than 10 transactions a month and don't mind manual spreadsheets.

Who should skip Xero?

Skip it if you need to call a human being on the phone whenever you have a software question.

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