OnPay vs ZenBusiness: which one fits your business?
Side-by-side comparison of OnPay and ZenBusiness — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: OnPay wins on our scorecard (8.3/10 vs 7.3/10).
| Scored on | OnPay | ZenBusiness |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Base Monthly Fee | $40.00 | — |
| Per Employee/Contractor | $6.00 | — |
| Tax Filing Fees | $0.00 | — |
| Setup Fee | $0.00 | — |
| Starter Plan | — | $0 + State Fees |
| Pro Plan | — | $199/year |
| Premium Plan | — | $299/year |
| Registered Agent (Standalone) | — | $199/year |
OnPay in one paragraph
OnPay is the best value in full-service payroll for small businesses that want predictable pricing and zero hidden fees for tax filings.
Skip it if: You need 24/7 customer support or a dedicated mobile app for managing payroll on the go.
ZenBusiness in one paragraph
A sleek, tech-forward formation service that is 'free' to start but requires aggressive management of add-on subscriptions to remain affordable.
Skip it if: Skip it if you are comfortable spending 20 minutes on your Secretary of State's website to save $200 annually on compliance fees.
Frequently asked questions
Which is better, OnPay or ZenBusiness?
On our five-axis scorecard, OnPay scores higher (8.3/10 vs 7.3/10). OnPay is the best value in full-service payroll for small businesses that want predictable pricing and zero hidden fees for tax filings.
Who should skip OnPay?
You need 24/7 customer support or a dedicated mobile app for managing payroll on the go.
Who should skip ZenBusiness?
Skip it if you are comfortable spending 20 minutes on your Secretary of State's website to save $200 annually on compliance fees.