OnPay vs Toggl Track: which one fits your business?

Side-by-side comparison of OnPay and Toggl Track — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: OnPay wins on our scorecard (8.1/10 vs 7.7/10).

Scored onOnPayToggl Track
Right fit for small biz98
Ease of use79
Fees & pricing97
Customer support76
Features88
Base Monthly Fee$40.00—
Per Employee Fee$6.00—
Setup Fee$0.00—
Year-end W-2/1099sIncluded—
Free Tier—$0 (Max 5 users)
Starter Plan—$9 per user/mo
Premium Plan—$18 per user/mo

OnPay in one paragraph

OnPay is the best value-for-money payroll provider for U.S. small businesses that want flat, predictable pricing and full-service tax compliance.

Skip it if: Skip it if you need to pay international contractors or require a native mobile app to run payroll from your phone.

Read the full OnPay review

Toggl Track in one paragraph

A sleek, low-friction time tracker that excels at capturing billable hours but requires a separate tool for invoicing.

Skip it if: Skip it if you need a tool that handles both time tracking and robust client invoicing in one single subscription.

Read the full Toggl Track review

Frequently asked questions

Which is better, OnPay or Toggl Track?

On our five-axis scorecard, OnPay scores higher (8.1/10 vs 7.7/10). OnPay is the best value-for-money payroll provider for U.S. small businesses that want flat, predictable pricing and full-service tax compliance.

Who should skip OnPay?

Skip it if you need to pay international contractors or require a native mobile app to run payroll from your phone.

Who should skip Toggl Track?

Skip it if you need a tool that handles both time tracking and robust client invoicing in one single subscription.

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