OnPay vs Rippling: which one fits your business?
Side-by-side comparison of OnPay and Rippling — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: OnPay wins on our scorecard (8.1/10 vs 7.7/10).
| Scored on | OnPay | Rippling |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 7 | 8 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 9 |
| Base Monthly Fee | $40.00 | — |
| Per Employee Fee | $6.00 | — |
| Setup Fee | $0.00 | — |
| Year-end W-2/1099s | Included | — |
| Core Platform | — | Starts at $8/user/mo |
| Base Fee | — | Varies by contract |
| PEO Services | — | Custom Quote |
| Implementation | — | Varies ($0 - $3,000+) |
OnPay in one paragraph
OnPay is the best value-for-money payroll provider for U.S. small businesses that want flat, predictable pricing and full-service tax compliance.
Skip it if: Skip it if you need to pay international contractors or require a native mobile app to run payroll from your phone.
Rippling in one paragraph
Rippling is the gold standard for businesses that want to automate the entire employee lifecycle, from payroll to IT, provided they can handle the modular pricing.
Skip it if: You have fewer than 5 employees and don't plan to scale your headcount this year.
Frequently asked questions
Which is better, OnPay or Rippling?
On our five-axis scorecard, OnPay scores higher (8.1/10 vs 7.7/10). OnPay is the best value-for-money payroll provider for U.S. small businesses that want flat, predictable pricing and full-service tax compliance.
Who should skip OnPay?
Skip it if you need to pay international contractors or require a native mobile app to run payroll from your phone.
Who should skip Rippling?
You have fewer than 5 employees and don't plan to scale your headcount this year.