Justworks vs Xero: which one fits your business?

Side-by-side comparison of Justworks and Xero — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Justworks wins on our scorecard (7.3/10 vs 7.1/10).

Scored onJustworksXero
Right fit for small biz88
Ease of use77
Fees & pricing77
Customer support65
Features88
Basic Tier (per employee)$59/month—
Plus Tier (per employee)$99/month—
Contractor Fee$49/month—
Early Plan—$15/mo
Growing Plan—$42/mo
Established Plan—$78/mo
Gusto Payroll Add-on—Varies

Justworks in one paragraph

Justworks is the best-in-class PEO for small businesses that value transparent pricing and a modern interface over the absolute lowest price point.

Skip it if: You only have 1-2 local employees and don't plan to offer health insurance.

Read the full Justworks review

Xero in one paragraph

Xero is a powerful, sleek alternative to QuickBooks that excels for businesses with international needs, provided you don't mind the lack of phone support.

Skip it if: Skip it if you need to call a human being on the phone whenever you have a software question.

Read the full Xero review

Frequently asked questions

Which is better, Justworks or Xero?

On our five-axis scorecard, Justworks scores higher (7.3/10 vs 7.1/10). Justworks is the best-in-class PEO for small businesses that value transparent pricing and a modern interface over the absolute lowest price point.

Who should skip Justworks?

You only have 1-2 local employees and don't plan to offer health insurance.

Who should skip Xero?

Skip it if you need to call a human being on the phone whenever you have a software question.

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