Justworks vs OnPay: which one fits your business?
Side-by-side comparison of Justworks and OnPay — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: OnPay wins on our scorecard (8.1/10 vs 7.3/10).
| Scored on | Justworks | OnPay |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 9 |
| Customer support | 6 | 7 |
| Features | 8 | 8 |
| Basic Tier (per employee) | $59/month | — |
| Plus Tier (per employee) | $99/month | — |
| Contractor Fee | $49/month | — |
| Base Monthly Fee | — | $40.00 |
| Per Employee Fee | — | $6.00 |
| Setup Fee | — | $0.00 |
| Year-end W-2/1099s | — | Included |
Justworks in one paragraph
Justworks is the best-in-class PEO for small businesses that value transparent pricing and a modern interface over the absolute lowest price point.
Skip it if: You only have 1-2 local employees and don't plan to offer health insurance.
OnPay in one paragraph
OnPay is the best value-for-money payroll provider for U.S. small businesses that want flat, predictable pricing and full-service tax compliance.
Skip it if: Skip it if you need to pay international contractors or require a native mobile app to run payroll from your phone.
Frequently asked questions
Which is better, Justworks or OnPay?
On our five-axis scorecard, OnPay scores higher (8.1/10 vs 7.3/10). OnPay is the best value-for-money payroll provider for U.S. small businesses that want flat, predictable pricing and full-service tax compliance.
Who should skip Justworks?
You only have 1-2 local employees and don't plan to offer health insurance.
Who should skip OnPay?
Skip it if you need to pay international contractors or require a native mobile app to run payroll from your phone.