Harvest vs OnPay: which one fits your business?
Side-by-side comparison of Harvest and OnPay — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: OnPay wins on our scorecard (8.1/10 vs 7.8/10).
| Scored on | Harvest | OnPay |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 9 | 7 |
| Fees & pricing | 7 | 9 |
| Customer support | 7 | 7 |
| Features | 8 | 8 |
| Free Plan | $0 (1 User, 2 Projects) | — |
| Pro Plan (Monthly) | $12.00 per user | — |
| Pro Plan (Annual) | $10.80 per user/mo | — |
| Base Monthly Fee | — | $40.00 |
| Per Employee Fee | — | $6.00 |
| Setup Fee | — | $0.00 |
| Year-end W-2/1099s | — | Included |
Harvest in one paragraph
Harvest is the gold standard for small agencies that need to bridge the gap between daily tasks and professional financial reporting without the bloat of enterprise software.
Skip it if: Skip it if you need advanced project scheduling or Gantt charts built-in without paying for a second app.
OnPay in one paragraph
OnPay is the best value-for-money payroll provider for U.S. small businesses that want flat, predictable pricing and full-service tax compliance.
Skip it if: Skip it if you need to pay international contractors or require a native mobile app to run payroll from your phone.
Frequently asked questions
Which is better, Harvest or OnPay?
On our five-axis scorecard, OnPay scores higher (8.1/10 vs 7.8/10). OnPay is the best value-for-money payroll provider for U.S. small businesses that want flat, predictable pricing and full-service tax compliance.
Who should skip Harvest?
Skip it if you need advanced project scheduling or Gantt charts built-in without paying for a second app.
Who should skip OnPay?
Skip it if you need to pay international contractors or require a native mobile app to run payroll from your phone.