Expensify vs Xero: which one fits your business?
Side-by-side comparison of Expensify and Xero — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Expensify wins on our scorecard (7.3/10 vs 7.1/10).
| Scored on | Expensify | Xero |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 7 |
| Customer support | 6 | 5 |
| Features | 8 | 8 |
| Collect Plan (with card) | $5/user/month | — |
| Control Plan (with card) | $9/user/month | — |
| Collect Plan (no card) | $10/user/month | — |
| Control Plan (no card) | $18/user/month | — |
| Early Plan | — | $15/mo |
| Growing Plan | — | $42/mo |
| Established Plan | — | $78/mo |
| Gusto Payroll Add-on | — | Varies |
Expensify in one paragraph
Expensify is a powerful automation tool for teams, provided you are willing to use their branded card to keep software costs down.
Skip it if: You prefer using a high-rewards external credit card and don't want to be penalized with higher software fees.
Xero in one paragraph
Xero is a powerful, sleek alternative to QuickBooks that excels for businesses with international needs, provided you don't mind the lack of phone support.
Skip it if: Skip it if you need to call a human being on the phone whenever you have a software question.
Frequently asked questions
Which is better, Expensify or Xero?
On our five-axis scorecard, Expensify scores higher (7.3/10 vs 7.1/10). Expensify is a powerful automation tool for teams, provided you are willing to use their branded card to keep software costs down.
Who should skip Expensify?
You prefer using a high-rewards external credit card and don't want to be penalized with higher software fees.
Who should skip Xero?
Skip it if you need to call a human being on the phone whenever you have a software question.