Bill.com vs ZenBusiness: which one fits your business?
Side-by-side comparison of Bill.com and ZenBusiness — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: ZenBusiness wins on our scorecard (7.2/10 vs 7.1/10).
| Scored on | Bill.com | ZenBusiness |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 9 |
| Fees & pricing | 6 | 6 |
| Customer support | 5 | 6 |
| Features | 9 | 8 |
| Monthly Subscription (Team Tier) | $55 per user | — |
| ACH Payment Fee | $0.49 each | — |
| Mailed Check Fee | $1.69 each | — |
| International Wire (USD) | $0.00 (with FX markup) | — |
| Starter Tier | — | $0 + State Fees |
| Pro Tier | — | $199/year |
| Premium Tier | — | $299/year |
| Registered Agent (Standalone) | — | $199/year |
Bill.com in one paragraph
Bill.com is the gold standard for mid-sized small businesses needing strict approval workflows, provided you can stomach the per-transaction fees.
Skip it if: You are a solopreneur with fewer than 10 invoices a month who doesn't need a formal approval trail.
ZenBusiness in one paragraph
ZenBusiness is a top-tier choice for effortless LLC formation, provided you are vigilant about disabling the expensive annual subscription add-ons.
Skip it if: You are comfortable navigating your state's Secretary of State website and want to avoid high-margin recurring compliance fees.
Frequently asked questions
Which is better, Bill.com or ZenBusiness?
On our five-axis scorecard, ZenBusiness scores higher (7.2/10 vs 7.1/10). ZenBusiness is a top-tier choice for effortless LLC formation, provided you are vigilant about disabling the expensive annual subscription add-ons.
Who should skip Bill.com?
You are a solopreneur with fewer than 10 invoices a month who doesn't need a formal approval trail.
Who should skip ZenBusiness?
You are comfortable navigating your state's Secretary of State website and want to avoid high-margin recurring compliance fees.