Bill.com vs Expensify: which one fits your business?
Side-by-side comparison of Bill.com and Expensify — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Expensify wins on our scorecard (7.3/10 vs 7.1/10).
| Scored on | Bill.com | Expensify |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 6 | 7 |
| Customer support | 5 | 6 |
| Features | 9 | 8 |
| Monthly Subscription (Team Tier) | $55 per user | — |
| ACH Payment Fee | $0.49 each | — |
| Mailed Check Fee | $1.69 each | — |
| International Wire (USD) | $0.00 (with FX markup) | — |
| Collect Plan (with card) | — | $5/user/month |
| Control Plan (with card) | — | $9/user/month |
| Collect Plan (no card) | — | $10/user/month |
| Control Plan (no card) | — | $18/user/month |
Bill.com in one paragraph
Bill.com is the gold standard for mid-sized small businesses needing strict approval workflows, provided you can stomach the per-transaction fees.
Skip it if: You are a solopreneur with fewer than 10 invoices a month who doesn't need a formal approval trail.
Expensify in one paragraph
Expensify is a powerful automation tool for teams, provided you are willing to use their branded card to keep software costs down.
Skip it if: You prefer using a high-rewards external credit card and don't want to be penalized with higher software fees.
Frequently asked questions
Which is better, Bill.com or Expensify?
On our five-axis scorecard, Expensify scores higher (7.3/10 vs 7.1/10). Expensify is a powerful automation tool for teams, provided you are willing to use their branded card to keep software costs down.
Who should skip Bill.com?
You are a solopreneur with fewer than 10 invoices a month who doesn't need a formal approval trail.
Who should skip Expensify?
You prefer using a high-rewards external credit card and don't want to be penalized with higher software fees.