The Plum Card from American Express vs U.S. Bank Business Altitude Connect World Elite Mastercard: which one fits your business?
Side-by-side comparison of The Plum Card from American Express and U.S. Bank Business Altitude Connect World Elite Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: The Plum Card from American Express wins on our scorecard (7.8/10 vs 7.6/10).
| Scored on | The Plum Card from American Express | U.S. Bank Business Altitude Connect World Elite Mastercard |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 9 | 8 |
| Fees & pricing | 7 | 9 |
| Customer support | 7 | 6 |
| Features | 8 | 7 |
| Annual Fee | $250 (waived first year) | $0 |
| Foreign Transaction Fee | $0 | None |
| Late Fee | $39 or 2.99% | — |
| Early Pay Discount | 1.5% | — |
| Late Payment Fee | — | Up to $40 |
| Purchase APR | — | 18.24% - 27.24% (Variable) |
The Plum Card from American Express in one paragraph
A powerful cash-flow management tool that rewards speed but penalizes those who actually need its 60-day safety net.
Skip it if: You want travel rewards or you spend less than $2,000 per month on the card.
U.S. Bank Business Altitude Connect World Elite Mastercard in one paragraph
A powerhouse for gas-heavy businesses that want to eliminate annual fee overhead while keeping 4x travel rewards.
Skip it if: You spend more than $150,000 annually on gas and travel, as the rewards cap will severely limit your earnings.
Read the full U.S. Bank Business Altitude Connect World Elite Mastercard review
Frequently asked questions
Which is better, The Plum Card from American Express or U.S. Bank Business Altitude Connect World Elite Mastercard?
On our five-axis scorecard, The Plum Card from American Express scores higher (7.8/10 vs 7.6/10). A powerful cash-flow management tool that rewards speed but penalizes those who actually need its 60-day safety net.
Who should skip The Plum Card from American Express?
You want travel rewards or you spend less than $2,000 per month on the card.
Who should skip U.S. Bank Business Altitude Connect World Elite Mastercard?
You spend more than $150,000 annually on gas and travel, as the rewards cap will severely limit your earnings.