Stripe Corporate Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Stripe Corporate Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Stripe Corporate Card wins on our scorecard (7.4/10 vs 7.3/10).
| Scored on | Stripe Corporate Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 6 | 7 |
| Fees & pricing | 10 | 7 |
| Customer support | 6 | 6 |
| Features | 7 | 8 |
| Annual Fee | $0 | $250 (waived first year) |
| Foreign Transaction Fee | 0% | $0 |
| Late Fee | $0 | Up to 2.99% of past due amount |
| Cards per user | Unlimited ($0) | — |
| Early Pay Discount | — | 1.5% |
Stripe Corporate Card in one paragraph
The best 'set-it-and-forget-it' card for high-volume Stripe users who value credit limits based on sales rather than personal FICO scores.
Skip it if: You need to carry a balance month-to-month or you don't use Stripe as your primary payment processor.
The Plum Card from American Express in one paragraph
The Plum Card is a powerful liquidity tool for inventory-heavy businesses that value payment flexibility over travel perks.
Skip it if: Skip it if you spend less than $14,000 a month or want to earn travel points for your business spending.
Frequently asked questions
Which is better, Stripe Corporate Card or The Plum Card from American Express?
On our five-axis scorecard, Stripe Corporate Card scores higher (7.4/10 vs 7.3/10). The best 'set-it-and-forget-it' card for high-volume Stripe users who value credit limits based on sales rather than personal FICO scores.
Who should skip Stripe Corporate Card?
You need to carry a balance month-to-month or you don't use Stripe as your primary payment processor.
Who should skip The Plum Card from American Express?
Skip it if you spend less than $14,000 a month or want to earn travel points for your business spending.