Southwest Rapid Rewards Performance Business Credit Card vs United Club Business Card: which one fits your business?
Side-by-side comparison of Southwest Rapid Rewards Performance Business Credit Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (8/10 vs 7.7/10).
| Scored on | Southwest Rapid Rewards Performance Business Credit Card | United Club Business Card |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 8 | 8 |
| Fees & pricing | 7 | 6 |
| Customer support | 7 | 7 |
| Features | 9 | 9 |
| Annual Fee | $199 | $525 |
| Foreign Transaction Fee | $0 | $0 |
| Employee Cards | $0 | $0 |
| Late Payment | Up to $40 | — |
| Late Payment Fee | — | Up to $40 |
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.
Skip it if: You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
United Club Business Card in one paragraph
The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.
Skip it if: You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.
Frequently asked questions
Which is better, Southwest Rapid Rewards Performance Business Credit Card or United Club Business Card?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (8/10 vs 7.7/10). The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.
Who should skip United Club Business Card?
You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.