Southwest Rapid Rewards Performance Business Credit Card vs United Club Business Card: which one fits your business?
Side-by-side comparison of Southwest Rapid Rewards Performance Business Credit Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (8/10 vs 7.5/10).
| Scored on | Southwest Rapid Rewards Performance Business Credit Card | United Club Business Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 7 | 6 |
| Customer support | 7 | 7 |
| Features | 9 | 9 |
| Annual Fee | $199 | $450 |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 21.49% - 28.49% Variable | 21.49%–28.49% (Variable) |
| Late Payment Fee | Up to $40 | — |
| Late Fee | — | Up to $40 |
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Skip it if: Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
United Club Business Card in one paragraph
A powerhouse for United loyalists who need a mobile office in the lounge, but the $450 fee is a high price for those who don't live in a hub city.
Skip it if: You don't fly United at least five times a year or you prefer to use multiple different airlines for the lowest price.
Frequently asked questions
Which is better, Southwest Rapid Rewards Performance Business Credit Card or United Club Business Card?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (8/10 vs 7.5/10). The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.
Who should skip United Club Business Card?
You don't fly United at least five times a year or you prefer to use multiple different airlines for the lowest price.