Southwest Rapid Rewards Performance Business Credit Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Southwest Rapid Rewards Performance Business Credit Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (8/10 vs 7.1/10).
| Scored on | Southwest Rapid Rewards Performance Business Credit Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 7 | 6 |
| Customer support | 7 | 6 |
| Features | 9 | 8 |
| Annual Fee | $199 | $250 |
| Foreign Transaction Fee | $0 | $0 |
| Employee Cards | $0 | — |
| Late Payment | Up to $40 | — |
| Early Pay Discount | — | 1.5% |
| Late Fee | — | $39 or 2.99% |
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.
Skip it if: You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
The Plum Card from American Express in one paragraph
A specialized cash-flow tool that excels for inventory-heavy businesses but loses to cheaper 2% cards for everyone else.
Skip it if: You have steady cash flow and can always pay your balance in full within 30 days.
Frequently asked questions
Which is better, Southwest Rapid Rewards Performance Business Credit Card or The Plum Card from American Express?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (8/10 vs 7.1/10). The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.
Who should skip The Plum Card from American Express?
You have steady cash flow and can always pay your balance in full within 30 days.