Southwest Rapid Rewards Performance Business Credit Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Southwest Rapid Rewards Performance Business Credit Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (8/10 vs 7.3/10).
| Scored on | Southwest Rapid Rewards Performance Business Credit Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 7 | 7 |
| Customer support | 7 | 6 |
| Features | 9 | 8 |
| Annual Fee | $199 | $250 (waived first year) |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 21.49% - 28.49% Variable | — |
| Late Payment Fee | Up to $40 | — |
| Early Pay Discount | — | 1.5% |
| Late Fee | — | Up to 2.99% of past due amount |
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Skip it if: Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
The Plum Card from American Express in one paragraph
The Plum Card is a powerful liquidity tool for inventory-heavy businesses that value payment flexibility over travel perks.
Skip it if: Skip it if you spend less than $14,000 a month or want to earn travel points for your business spending.
Frequently asked questions
Which is better, Southwest Rapid Rewards Performance Business Credit Card or The Plum Card from American Express?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (8/10 vs 7.3/10). The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.
Who should skip The Plum Card from American Express?
Skip it if you spend less than $14,000 a month or want to earn travel points for your business spending.