Ramp Card vs United Club Business Card: which one fits your business?
Side-by-side comparison of Ramp Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Ramp Card wins on our scorecard (8.8/10 vs 7.7/10).
| Scored on | Ramp Card | United Club Business Card |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 8 | 8 |
| Fees & pricing | 10 | 6 |
| Customer support | 7 | 7 |
| Features | 9 | 9 |
| Annual Fee | $0 | $525 |
| Per-User Fee | $0 | — |
| Foreign Transaction Fee | 0% | $0 |
| Interest Rate (APR) | N/A (Charge Card) | — |
| Employee Cards | — | $0 |
| Late Payment Fee | — | Up to $40 |
Ramp Card in one paragraph
Ramp is the premier choice for U.S. corporations looking to eliminate personal liability and automate expense management without paying a dime in fees.
Skip it if: You are a sole proprietor or a business that needs to carry a month-to-month balance to manage cash flow.
United Club Business Card in one paragraph
The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.
Skip it if: You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.
Frequently asked questions
Which is better, Ramp Card or United Club Business Card?
On our five-axis scorecard, Ramp Card scores higher (8.8/10 vs 7.7/10). Ramp is the premier choice for U.S. corporations looking to eliminate personal liability and automate expense management without paying a dime in fees.
Who should skip Ramp Card?
You are a sole proprietor or a business that needs to carry a month-to-month balance to manage cash flow.
Who should skip United Club Business Card?
You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.