Ramp Card vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of Ramp Card and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Ramp Card wins on our scorecard (8.8/10 vs 8/10).
| Scored on | Ramp Card | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 8 | 8 |
| Fees & pricing | 10 | 7 |
| Customer support | 7 | 7 |
| Features | 9 | 9 |
| Annual Fee | $0 | $199 |
| Per-User Fee | $0 | — |
| Foreign Transaction Fee | 0% | $0 |
| Interest Rate (APR) | N/A (Charge Card) | — |
| Employee Cards | — | $0 |
| Late Payment | — | Up to $40 |
Ramp Card in one paragraph
Ramp is the premier choice for U.S. corporations looking to eliminate personal liability and automate expense management without paying a dime in fees.
Skip it if: You are a sole proprietor or a business that needs to carry a month-to-month balance to manage cash flow.
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.
Skip it if: You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Which is better, Ramp Card or Southwest Rapid Rewards Performance Business Credit Card?
On our five-axis scorecard, Ramp Card scores higher (8.8/10 vs 8/10). Ramp is the premier choice for U.S. corporations looking to eliminate personal liability and automate expense management without paying a dime in fees.
Who should skip Ramp Card?
You are a sole proprietor or a business that needs to carry a month-to-month balance to manage cash flow.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.