Marriott Bonvoy Business American Express Card vs United Club Business Card: which one fits your business?
Side-by-side comparison of Marriott Bonvoy Business American Express Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Marriott Bonvoy Business American Express Card | United Club Business Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 7 | 6 |
| Customer support | 6 | 6 |
| Features | 8 | 9 |
| Annual Fee | $125 | $450 |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 20.99% - 29.99% Variable | 21.49% - 28.49% (Variable) |
| Additional Employee Cards | — | $0 |
Marriott Bonvoy Business American Express Card in one paragraph
A specialized tool that turns business overhead into luxury travel, provided you are loyal to the Marriott brand.
Skip it if: You prefer staying at boutique hotels or want simple cash-back rewards without managing point valuations.
Read the full Marriott Bonvoy Business American Express Card review
United Club Business Card in one paragraph
A specialized tool that pays for itself only if you treat the airport lounge as your primary mobile office.
Skip it if: You rarely fly United or prefer to earn cash back to reinvest in your inventory.
Frequently asked questions
Who should skip Marriott Bonvoy Business American Express Card?
You prefer staying at boutique hotels or want simple cash-back rewards without managing point valuations.
Who should skip United Club Business Card?
You rarely fly United or prefer to earn cash back to reinvest in your inventory.