Marriott Bonvoy Business American Express Card vs United Business Card: which one fits your business?
Side-by-side comparison of Marriott Bonvoy Business American Express Card and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Marriott Bonvoy Business American Express Card | United Business Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 7 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual Fee | $125 | $99 (often $0 for the first year) |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 20.99% - 29.99% Variable | 21.49% - 28.49% variable |
| Employee Card Fee | — | $0 |
| Late Payment Fee | — | Up to $40 |
Marriott Bonvoy Business American Express Card in one paragraph
A specialized tool that turns business overhead into luxury travel, provided you are loyal to the Marriott brand.
Skip it if: You prefer staying at boutique hotels or want simple cash-back rewards without managing point valuations.
Read the full Marriott Bonvoy Business American Express Card review
United Business Card in one paragraph
A reliable workhorse for United loyalists that pays for itself through waived bag fees and expanded award seat access.
Skip it if: You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.
Frequently asked questions
Who should skip Marriott Bonvoy Business American Express Card?
You prefer staying at boutique hotels or want simple cash-back rewards without managing point valuations.
Who should skip United Business Card?
You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.