Marriott Bonvoy Business American Express Card vs United Business Card: which one fits your business?
Side-by-side comparison of Marriott Bonvoy Business American Express Card and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: United Business Card wins on our scorecard (7.4/10 vs 7.3/10).
| Scored on | Marriott Bonvoy Business American Express Card | United Business Card |
|---|---|---|
| Right fit for small biz | 7 | 9 |
| Ease of use | 8 | 7 |
| Fees & pricing | 7 | 8 |
| Customer support | 6 | 6 |
| Features | 8 | 7 |
| Annual Fee | $125 | $99 ($0 first year) |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 20.99% - 29.99% Variable | 21.49% - 28.49% variable |
| Employee Card Fee | $0 | — |
| Late Payment Fee | — | Up to $40 |
Marriott Bonvoy Business American Express Card in one paragraph
A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Skip it if: You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Read the full Marriott Bonvoy Business American Express Card review
United Business Card in one paragraph
A top-tier choice for United loyalists that pays for itself through bag fee waivers and anniversary credits.
Skip it if: You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.
Frequently asked questions
Which is better, Marriott Bonvoy Business American Express Card or United Business Card?
On our five-axis scorecard, United Business Card scores higher (7.4/10 vs 7.3/10). A top-tier choice for United loyalists that pays for itself through bag fee waivers and anniversary credits.
Who should skip Marriott Bonvoy Business American Express Card?
You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Who should skip United Business Card?
You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.