Marriott Bonvoy Business American Express Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Marriott Bonvoy Business American Express Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Marriott Bonvoy Business American Express Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 7 | 7 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual Fee | $125 | $250 (waived first year) |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 20.99% - 29.99% Variable | — |
| Employee Card Fee | $0 | — |
| Early Pay Discount | — | 1.5% |
| Late Fee | — | Up to 2.99% of past due amount |
Marriott Bonvoy Business American Express Card in one paragraph
A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Skip it if: You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Read the full Marriott Bonvoy Business American Express Card review
The Plum Card from American Express in one paragraph
The Plum Card is a powerful liquidity tool for inventory-heavy businesses that value payment flexibility over travel perks.
Skip it if: Skip it if you spend less than $14,000 a month or want to earn travel points for your business spending.
Frequently asked questions
Who should skip Marriott Bonvoy Business American Express Card?
You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Who should skip The Plum Card from American Express?
Skip it if you spend less than $14,000 a month or want to earn travel points for your business spending.