Marriott Bonvoy Business American Express Card vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of Marriott Bonvoy Business American Express Card and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Marriott Bonvoy Business American Express Card wins on our scorecard (7.3/10 vs 6.9/10).
| Scored on | Marriott Bonvoy Business American Express Card | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 7 | 7 |
| Ease of use | 8 | 7 |
| Fees & pricing | 7 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 5 |
| Annual Fee | $125 | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Purchase APR | 20.99% - 29.99% Variable | — |
| Employee Card Fee | $0 | — |
| Intro Purchase APR | — | 0% for 9 months |
| Regular APR | — | 16.24% - 24.24% (Variable) |
| Late Payment Fee | — | Up to $40 |
Marriott Bonvoy Business American Express Card in one paragraph
A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Skip it if: You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Read the full Marriott Bonvoy Business American Express Card review
PNC Visa Business Credit Card in one paragraph
The PNC Visa Business Credit Card is a no-frills, low-interest utility tool for owners who value cheap capital over rewards points.
Skip it if: You pay your balance in full every month and want to earn cash back or travel points.
Frequently asked questions
Which is better, Marriott Bonvoy Business American Express Card or PNC Visa Business Credit Card?
On our five-axis scorecard, Marriott Bonvoy Business American Express Card scores higher (7.3/10 vs 6.9/10). A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Who should skip Marriott Bonvoy Business American Express Card?
You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Who should skip PNC Visa Business Credit Card?
You pay your balance in full every month and want to earn cash back or travel points.