Ink Business Premier Credit Card vs U.S. Bank Triple Cash Rewards: which one fits your business?
Side-by-side comparison of Ink Business Premier Credit Card and U.S. Bank Triple Cash Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: U.S. Bank Triple Cash Rewards wins on our scorecard (7.8/10 vs 7.6/10).
| Scored on | Ink Business Premier Credit Card | U.S. Bank Triple Cash Rewards |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 6 | 9 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $195 | — |
| Foreign Transaction Fee | $0 | — |
| Late Payment Fee | Up to $40 | — |
| Purchase APR | 19.49% - 27.49% (Variable) | — |
| Annual fee | — | $0 |
| Intro purchase APR | — | 0% for 12 months |
| Regular APR | — | 18.24% - 27.24% (Variable) |
| Foreign transaction fee | — | 3% |
| Late fee | — | Up to $40 |
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
U.S. Bank Triple Cash Rewards in one paragraph
A top-tier no-annual-fee card for businesses that live on the road and want simple cash rewards without complex travel math.
Skip it if: You frequently travel internationally or buy most of your office supplies from Amazon rather than dedicated stores like Staples.
Frequently asked questions
Which is better, Ink Business Premier Credit Card or U.S. Bank Triple Cash Rewards?
On our five-axis scorecard, U.S. Bank Triple Cash Rewards scores higher (7.8/10 vs 7.6/10). A top-tier no-annual-fee card for businesses that live on the road and want simple cash rewards without complex travel math.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Who should skip U.S. Bank Triple Cash Rewards?
You frequently travel internationally or buy most of your office supplies from Amazon rather than dedicated stores like Staples.